In Massachusetts, work-related injuries are often perceived to be related to physical jobs like construction, factory work, professional drivers, manual laborers and first responders. However, accidents and injuries can happen in any kind of job – even to those whose work is relatively sedentary. Many challenges can arise after a work accident. While people will immediately think about lost income, it is also vital to consider medical care under workers’ compensation. This is a fundamental part of making as full a recovery as possible. If there is a dispute over medical treatment or workers are unsure of what they are entitled to, it is wise to have guidance from the outset.
Facts about medical benefits after an on-the-job injury
Medical benefits are essential after being injured on the job. According to state workers’ compensation law, anyone who suffers an injury or illness from their work can receive medical attention. When receiving the medical care, there are certain benefits available. That includes all reasonable and necessary care; prescription medication coverage; and reimbursement for travel expenses to get treatment.
Workers should also be cognizant of the rules for picking a medical provider. When the worker initially goes for treatment, the employer can send the worker to a provider of its choosing. After that, the employee can select his or her own provider. Duration is often a question for medical treatment. The worker can receive care for as long as it is needed. The employer’s workers’ compensation insurance provider can send the worker to its own choice of medical professional to gauge the recovery process and receive an assessment. If the insurer believes that the treatment is no longer needed, it can end coverage.
Maximizing medical care or appealing a denial may require assistance
Frequently, workers are confronted by various obstacles when they are being treated for their injuries. If, for example, the insurance company does decide that the worker has reached the maximum level of improvement and the treatment is no longer needed, the worker might disagree. Workers can appeal the denied care or the decision to end the care. The appeal will be made with the Department of Industrial Accidents (DIA). For this and other concerns related to workers’ compensation, it is imperative to be fully protected and to concentrate on a full recovery without needing to worry if medical treatment is approved. Discussing the situation with those experienced with work-related injuries can be helpful.