Sustaining a work-related injury can put workers in a difficult financial situation. Often, they cannot return to their job for a while and must depend on workers’ comp to make ends meet. If you are in the same position, you might think of getting a second job, but doing so usually complicates things.
Should you apply for a second job?
Getting a second job while on workers’ comp may raise questions about your ability to do your primary job. In essence, if you can do another job, why should you be unable to do your current one?
However, there are cases when an employee on workers’ comp may get permission to find another source of income, albeit one that usually requires fewer hours and less physical demand. For instance, an injured construction worker might be able to secure a part-time job in an office.
Should this happen, it is generally ideal to report any new additional sources of income. Failing to do so might result in an allegation of insurance fraud, among other issues. Note, though, that having another job might change the benefits you receive.
What if you already have a second job?
If you already had concurrent employment or a second job when the injury occurred, you might be able to keep it while benefitting from workers’ comp from your primary job. You usually need your doctor’s approval for this to happen.
If the injury is so severe that it prevents you from attending your two jobs, the workers’ compensation system may consider the loss of both incomes and adjust your benefits accordingly.
Having multiple sources of income often makes securing workers’ comp more complex than it already is. A workers’ compensation attorney can review your case, advise you on how to avoid trouble and help ensure fair outcomes.